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To assist the
family, we have developed a checklist of 15 important items and a
secondary
list of more than 40 tasks that may need consideration. Some
important tasks are changing the beneficiary on life insurance
policies that the deceased was named as beneficiary, canceling car
insurance, and filing for survivor benefits through social security,
pensions, retirement funds. Even the smallest tasks, such as what to
do with leftover medical supplies.
The post-service counselor also is likely to help uncover
items the family might have forgotten or overlooked. One counselor
related a story to me about going through his checklist and asking
if there were any life insurance policies for which a death claim
needed to be prepared. The gentleman said there were no policies. In
conversation, however, it came out that before his wife died they
had refinanced everything. After checking the papers, they
discovered that credit life was included on the loan. They had been
dependent on two incomes. Luckily, the credit life stipulation paid
off the loan, relieving the man of financial hardship during a very
difficult time. There are many hidden values that a grieving family
might not think to investigate. A counselor can guide them through
the process. If you want to look at a complete checklist, I would be
happy to share a copy of ours. (succeed@preneed.net,
1-800-529-7729).
By offering this assistance, you will see other benefits.
That investment of your time is far more valuable than what you
spend on advertising or marketing. The two primary |
reasons people choose a funeral
home are from previous service to the family or referral from a
friend. Just like a wedding
or any other traditional service, your families will compare notes.
When a widow starts getting out again and having coffee with her
friends, they'll talk about her her experiences. If you were there
for her through the entire experience, you better believe it will be
noted. If someone else who used a competing funeral home didn't get
this level of service, it will be noted. This will grow your
business.
"Whenever you get families telling their relatives
and friends about the wonderful services you provided, you are doing
GOOD!" says PFP client Funeral Director Michael Schoedinger at
Schoedinger Funeral Home in Columbus, Ohio.
What people remember about you is important. For years, we have
served an older generation that was set in its ways. I call it the
Bob Hope generation. They have maintained traditional attitudes
about funeral services. And they were loyal. You treated them well
and you knew you would see them again. But times are changing.
Changes in families and society mean changes in our business. When
our funeral business started about 150 years ago, the business saw
no real loyalty changes. For three to six generations a family might
have turned to the same provider. In the past 15-20 years, that has
changed. People and families have become more mobile. The ties with
traditional providers break down as |